Terms of Use

1. Who can use Scanbic

Scanbic is for people in Nigeria aged 18 or over. You may hold one account only, and your payout bank account must be in your own name. By creating an account you confirm the details you give are true.

2. How Scanbic works

Advertisers pay to send people to a link. Each ad becomes a task. When you open a task you get a one-time QR code. When that QR is scanned and passes our checks, the visit is verified and you are rewarded. You can also use Direct access, which skips the scan and pays 40% less.

3. Rewards, limits and ranks

  • Rewards are paid only for visits that Scanbic verifies. A scan that fails our checks earns nothing.
  • Each rank (Starter, Growth, Premium) sets how many scans you can make per window, the reward range per scan and how long the window lasts. Limits and ranges may change with notice.
  • New rewards are pending for 24 hours. We may reverse any reward that we later find to be fraudulent.
  • You can reach a higher rank through invites, scans or a paid quick upgrade. Quick upgrades are not refundable once the rank is active.

4. What is not allowed

  • Bots, scripts, emulators, VPN or location tricks, or any automated or fake scanning.
  • Opening more than one account, or using another person's bank account.
  • Scanning or clicking your own ads, or arranging with others to do so.
  • Misleading or illegal ads, including phishing, malware, adult content, scams and anything that breaks Nigerian law.

We may reject scans, reverse rewards, remove ads, hold withdrawals or close accounts that break these rules, without paying out the affected amounts.

5. Advertisers

When you create an ad, your budget is held from your ad balance. You are charged the cost per visit only for verified visits. Unspent budget returns to your ad balance when the ad ends. Scans that fail our checks are never charged. We may refuse or remove any ad.

6. Withdrawals

See the Payment and Withdrawal Policy. Earnings can be withdrawn on the 1st to 5th of each month; Reward balance can be withdrawn any time.

7. Changes and contact

We may update these terms and will show the new version in the app. Continuing to use Scanbic means you accept the update. Questions: use Help and support in the app.

This is a plain-language summary and should be reviewed by a Nigerian lawyer before launch.